摘要 |
PROBLEM TO BE SOLVED: To make payment from a use-specific payment channel determined by a payer while reducing the labor of the payer.SOLUTION: A storage part 12 of a settlement device 1 stores payer information in which integrated payment channel identification information, a plurality of payment channels and the selection conditions of the payment channels are associated and the attribute information of a claimant and the attribute information of a payment object. When receiving a claim request for requesting the charge of the payment object by designating the integrated payment channel identification information of a payer from the claimant terminal equipment of a claimant, a payment channel selection part 133 collates the attribute information of the claimant and the attribute information of the payment object with the selection conditions associated with the integrated payment channel identification information to select the payment channel. A payment channel balance processing part 134 subtracts the charge claimed in the claim request from the selected payment channel, and a reception channel balance processing part 135 makes payment to the reception channel of the claimant. |