发明名称 |
Methods and systems for updating expiry information of an account |
摘要 |
A method for updating expiry information of an account is provided. Additionally, a prediction computing device for updating expiry information of an account is provided. Further, a computer-readable storage medium having computer-executable instructions embodied thereon for updating expiry information of an account is provided. |
申请公布号 |
US9547864(B2) |
申请公布日期 |
2017.01.17 |
申请号 |
US201614993728 |
申请日期 |
2016.01.12 |
申请人 |
MasterCard International Incorporated |
发明人 |
Howe Justin X. |
分类号 |
G06Q40/00;G06Q20/40;G06Q20/38;G06Q40/02;G06Q20/34 |
主分类号 |
G06Q40/00 |
代理机构 |
Armstrong Teasdale LLP |
代理人 |
Armstrong Teasdale LLP |
主权项 |
1. A method for updating expiry information of an account, the method is implemented by a payment network computing device, the payment network computing device includes one or more processors and is in communication with a memory, the method comprising:
receiving an authorization request message for a card-on-file transaction, the authorization request message including an original primary account number (PAN) and an original expiration date for a first account; determining that an updated expiration date for the first account is stored in a database in communication with the payment network computing device, wherein the updated expiration date is later than the original expiration date; replacing, while processing the card-on-file transaction, the original expiration date for the first account with the updated expiration date in the authorization request message; and transmitting the authorization request message to an issuing bank associated with the original PAN for the first account. |
地址 |
Purchase NY US |