GUARANTEED INCOME SYSTEM AND METHOD

摘要

Some embodiments include a system and method of a guaranteed income including execution of a browser program to deliver pension plan financial content on a local or consumer device, and displaying at an option of a financial structure of a financial portfolio. The financial portfolio includes an allocation to an investment option selectable as part of a pension. Some embodiments include coupling to an investment database including pre-modeling investment data, and to a third-party source of financial models based on the pre-modeling investment data. The operations include calculating and displaying a pension glide path option or scenario including a representation of how the financial portfolio will be managed over time based on the financial models. Purchase cost options are calculated based on a user's target date input, and a guaranteed income pension is calculated based on the financial models, the target date, and/or a user's purchase selection.

主权项

1. A guaranteed income server system comprising:
a computing device comprising at least one processor; a non-transitory computer readable medium, having stored thereon, instructions that when executed by the computing device, cause the computing device to perform at least some operations within a local or consumer device, the operations comprising at least: execution of a browser program to deliver pension plan financial content on the local or consumer device; displaying at least one selectable option of a financial structure of a financial portfolio, the financial portfolio including an allocation to at least one investment option selectable as part of a pension; coupling to an investment database comprising pre-modeling investment data, and to a third-party source of financial models, the financial models based at least in part on the pre-modeling investment data; calculating and displaying at least one pension glide path option or scenario comprising a representation of how the financial portfolio will be managed over time based at least in part on at least one of the financial models; receiving at least a target date input from a user through the local or consumer device; calculating and displaying purchase cost options based on the target date input; receiving at least one purchase selection; storing the received purchase selection in a data repository; and calculating and displaying at least one pension glide path of the pension based at least in part on at least one of the financial models, the target date, and the at least one purchase selection.