发明名称 |
NETWORK TOKEN SYSTEM |
摘要 |
Embodiments of the invention are directed to methods, apparatuses, computer readable media and systems for providing, along with a token, a token assurance level and data used to generate the token assurance level. At the time a token is issued, one or more Identification and Verification (ID&V) methods may be performed to ensure that the token is replacing a PAN that was legitimately used by a token requestor. A token assurance level may be assigned to a given token in light of the type of ID&V that is performed and the entity performing the ID&V. Different ID&Vs may result in different token assurance levels. An issuer may wish to know the level of assurance and the data used in generating the level of assurance associated with a token prior to authorizing a payment transaction that uses the token. |
申请公布号 |
EP3078156(A1) |
申请公布日期 |
2016.10.12 |
申请号 |
EP20140853006 |
申请日期 |
2014.10.14 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION;MASTERCARD WORLDWIDE |
发明人 |
POWELL, GLENN LEON;SHEETS, JOHN F.;RUTHERFORD, BRUCE;WILLIAMSON, GREGORY;ANDERSON, JAMES |
分类号 |
H04L9/30;G06Q20/40;H04L9/32 |
主分类号 |
H04L9/30 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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