| 摘要 |
A method and system for securing a user transaction involving a subscriber unit (“SU”) (having a processor, memory, and a display configured to accept user input), a credential information manager (“CIM”) (having a processor and memory), and a transaction service provider (“TSP”) (having a processor and memory). A cyber identifier (“CyberID”), a subscriber identifier (“SubscriberID”), and subscriber information, each associated with the user, is stored in the CIM. A transaction request is sent from the SU to the TSP, which creates a transaction identifier (“TID”), stores it in the TSP memory and transmits it to the SU. The SU transmits an authentication request, the TID, and SubscriberID to the CIM, which authenticates the SubscriberID and verifies the TID to the TSP. The TSP verifies the TID and reports it to the CIM, which transmits the CyberID and subscriber information to the TSP, and transmits a transaction authorization to the SU. |
