SYSTEMS AND METHODS FOR PROCESSING OF PERSON-TO-PERSON ELECTRONIC PAYMENTS

摘要

A computer system for use with a memory device for facilitating person-to-person electronic payments from a payor to an account associated with a payee is provided. A payee account identifier and a payee identifier are stored in the memory device. The payor submits a request for a transfer of funds from a payor account to the payee account. The request includes the amount of funds to be transferred, a payor account identifier to indicate the source of funds, and the payee identifier. The payee identifier includes a telephone number, and in particular, a mobile telephone number associated with the payee.