Toll Payment Equipment

摘要

Methods, computer-readable media, software, and apparatuses provide a system for making toll payments using toll payment equipment. The system may include a mobile computing device, a toll gateway, and an insurance company computing device. The mobile computing device (e.g., a phone) may be configured to communicate with the toll gateway when a vehicle carrying the mobile computing device passes through the toll gateway. The mobile computing may send a signal to the insurance company computing device to cause the insurance company computing device to pay an appropriate toll or discounted toll (if applicable). The insurance company may maintain an account for a customer from which toll payments are made. In addition, the insurance company computing device may collect information about the vehicle as it passes through the toll gateway. The insurance company computing device may use this information to determine an insurance-related value, such as an insurance premium.

主权项

1. A system, comprising:
a first computing device associated with a first vehicle, wherein the first computing device is configured to send and receive cellular phone calls; a toll gateway configured to:
detect the first vehicle if the first vehicle passes through the toll gateway; andcommunicate with the first computing device; and an insurance company computing device configured to:
transfer funds from an account associated with the first computing device in response to receiving, from the first computing device or the toll gateway, a signal indicating that the first vehicle passed through the toll gateway;receive, from the first computing device or the toll gateway, drive data of the first vehicle while the first vehicle passed through the toll gateway; anddetermine an insurance related value based on the drive data.