发明名称 SYSTEMS AND METHODS FOR CONTACTLESS AND SECURE DATA TRANSFER
摘要 In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system. The authentication system is configured to receive the at least one first and second identifiers from the sensor, to choose, based on the at least one first identifier and the at least one second identifier, a transaction processing system, and send the at least one first and second identifiers to the chosen transaction processing system.
申请公布号 US2016180327(A1) 申请公布日期 2016.06.23
申请号 US201514973167 申请日期 2015.12.17
申请人 Capital One Services, LLC 发明人 STERN Matthew;DEPERRO Jason;MAKOSKI Dan
分类号 G06Q20/32;G06Q20/40 主分类号 G06Q20/32
代理机构 代理人
主权项 1. A computer-implemented method, comprising: receiving, by a wireless sensor, a unique identifier from an item associated with a user; sending a communication to an electronic device associated with the user requesting that the user confirm a pending transaction; receiving input from the electronic device associated with the user; and sending the received input to an authentication system for completing a transaction.
地址 McLean VA US