发明名称 Transaction authorisation
摘要 The present invention relates to systems and methods for authorising electronic payment transactions, and in particular, but not exclusively to authorising contactless payment transactions made at point of sales using a payment device 100. A server system receives, from a first computing device, verification information relating to a verification process for verifying a user associated with the first computing device. A verification status associated with the user is set in a memory of the server system, based on the verification information. The server system receives an authorisation request for a payment transaction from a payment terminal, the request including an identifier associated with the user, and having been provided to the payment terminal by a payment device different from the first computing device. Responsive to receipt of the authorisation request, the verification status associated with the user is identified, and a determination as to whether to authorise the payment transaction is made at least partly on the basis of the identified verification status.
申请公布号 GB2533333(A) 申请公布日期 2016.06.22
申请号 GB20140022395 申请日期 2014.12.16
申请人 Visa Europe Limited 发明人 Nicolas David Mackie
分类号 G06Q20/40;G06Q20/32;G06Q20/34 主分类号 G06Q20/40
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