| 主权项 |
1. A method for crowdfunding, the method comprising:
a) Transmitting, from a requesting terminal to a Clearinghouse, offer data representing an offer to contribute capital to an entrepreneur, said offer data comprising current amount data representing an amount of capital being offered for investment, and current investor identification data, the Clearinghouse comprising a processor and a storage medium comprising a database; b) Querying the database for investor historical records relating to prior investments and pending offers containing prior investor identification data matching the current investor identification data, during a specified period of time, the historical records comprising historical amount data; c) Using the processor to calculate the sum of all historical amount data and the current amount data, and arithmetically comparing the result to a maximum investment amount; d) Returning a positive result if the sum does not exceed the maximum. investment amount, and returning a negative result if the sum exceeds the maximum investment amount; and e)Transmitting result data comprising the positive result or the negative result to the requesting terminal. |
