发明名称 Method and Apparatus for Implementing Member Purchase Program
摘要 Novel tools and techniques are provided for implementing purchase programs for members of a financial institution based on member relationship and history with the financial institution (e.g., a credit union or the like).
申请公布号 US2016155192(A1) 申请公布日期 2016.06.02
申请号 US201514946335 申请日期 2015.11.19
申请人 Clear Choice Holdings, LLC 发明人 Cochran Matthew
分类号 G06Q40/02 主分类号 G06Q40/02
代理机构 代理人
主权项 1. An apparatus, comprising: one or more processors; and a non-transitory computer readable medium in communication with the one or more processors, the computer readable medium having stored thereon software comprising a set of instructions that, when executed by the one or more processors, causes the apparatus to perform one or more operations, the set of instructions comprising: instructions for receiving a first set of inputs from a user, the first set of inputs comprising a request to purchase at least one of one or more products or one or more services;instructions for prompting the user for user information;instructions for receiving a first set of user information from the user;instructions for determining whether the user is an authenticated user based on analysis of the first set of user information from the user;instructions for determining whether the user is qualified for purchase financing based on user membership relationship and financial management with a financial institution;instructions for, based on a determination that the user is qualified for purchase financing based on user membership relationship with a financial institution, sending a notification to a lending agent authorizing financing of the at least one of one or more products or one or more services;instructions for, based on the determination that the user is qualified for purchase financing based on user membership relationship with a financial institution, sending a purchase order for the at least one of one or more products or one or more services to a fulfillment agent for shipping the at least one of one or more products or one or more services to the user.
地址 Centennial CO US