SYSTEM AND METHOD FOR PROVIDING SELECTABLE TEMPOROSPATIAL INSURANCE COVERAGE

摘要

The disclosure is directed to systems and methods for providing selectable, temporospatial-specific insurance coverage. More specifically, the disclosure is directed to ad-hoc insurance coverage methods for individuals, businesses, vehicles and the like that is coverage-event driven rather than coverage-time driven, and the physical systems to facilitate the event-driven coverage.

主权项

1. A method of providing customized vehicle temporospatial coverage policy to an individual, comprising:
a. contacting an insurance provider; b. electing insurance coverage selected from first party insurance, third party insurance, or a combination thereof, wherein the insurance coverage comprises: collision, bodily injury, property damage, or a combination comprising one or more of the foregoing; c. the insurance provider, based on the individual's predetermined rate factor, issuing a temporospatial insurance coverage policy; and d. the insurance provider, delivering the insurance coverage policy to the individual.