发明名称 |
METHOD AND SYSTEM FOR APPLYING SPENDING LIMITS TO PAYMENT ACCOUNTS INVOLVING INSTALLMENT TRANSACTIONS |
摘要 |
A method for identifying a spending budget for a payment account includes: storing, in an account database, a plurality of account data entries, each account data entry including at least an account identifier and a base monthly spending limit; storing, in an installment database, a plurality of installment data entries, each installment data entry including at least an account identifier and an installment amount; identifying, for a specific account data entry in the account database, at least one installment data entry where the included account identifier corresponds to the account identifier of the specific account data entry; calculating an effective monthly spending limit based on the base monthly spending limit and the installment amount included in each of the identified at least one installment data entry; and associating, in the account database, the calculated effective monthly spending limit with the specific account data entry. |
申请公布号 |
EP3020018(A1) |
申请公布日期 |
2016.05.18 |
申请号 |
EP20140822664 |
申请日期 |
2014.06.25 |
申请人 |
MASTERCARD INTERNATIONAL, INC. |
发明人 |
PACHER, FREDERICK MICHAEL;PEYSER, ANA PAULA MARTINEZ PRADA;MCCARTHY, MICHAEL D.;SHIBAO, FLAVIO;DINSMORE, CRAIG ROBERT;WILLIAMS, MARY MARGARET |
分类号 |
G06Q30/06 |
主分类号 |
G06Q30/06 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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