| 主权项 |
1. A computer-implemented method to effectuate payments, comprising:
receiving, by a computer server system and from a payor computing device operated by a payor, an electronic message comprising a payment amount without identifying a target entity, the payor computing device operating independently of the computer server system and the target entity; determining, by the computer server system, the target entity to which the payment amount is directed, based, at least in part, on a location of the payor computing device when the electronic message was transmitted by the payor computing device; and causing, by the computer server system, a change in an amount equal to the payment amount in a payor account associated with the payor and in a payee account associated with the target entity in response to the payment request. |
