Methods And Apparatus For Transaction Prediction

摘要

A system, method, and computer-readable storage medium configured to enable transaction-related user behavior modeling of individuals based on their payment card purchases. The user behavior modeling can provide predictions on next transaction information. One or more recommendations can be determined based on the next transaction information.

主权项

1. A transaction prediction method comprising:
receiving transaction data related to one or more users regarding a plurality of financial transactions, the transaction data including one or more transaction attributes; modeling, via a processor, user behavior associated with the one or more users based on the received transaction data; determining, via the processor, next transaction information associated with the one or more users based on the user behavior associated with the one or more users; and determining, via the processor, one or more recommendations to the one or more users based on the next transaction information.