TRANSACTION DERIVED IN-BUSINESS PROBABILITY MODELING APPARATUS AND METHOD

摘要

A system, method, and computer-readable storage medium configured to process, analyze, and model of large amounts of data resulting in improved functionality over a generic computer.

主权项

1. An modeling method comprising:
receiving, with a network interface, a first merchant location specified by a first merchant identifier; retrieving from a transaction database stored on non-transitory computer-readable storage medium transaction records for the first merchant location specified by the first merchant identifier, the transaction records including: time and date of transactions; aggregating the transaction records by organizing the transaction by time-series slices with a processor; detecting, with the processor, time-based behavior from the time-series slices; storing the time-based behavior in a merchant model on the non-transitory computer-readable storage medium.