BIOMETRIC AUTHENTICATION OF MOBILE FINANCIAL TRANSACTIONS BY TRUSTED SERVICE MANAGERS

摘要

In one embodiment, a method comprises storing a biometric trait of a user in a data communication device of the user, comparing a biometric trait input into the device with the biometric trait stored in the device, generating a certificate authenticating the user within the device if the biometric trait input into the device matches the biometric trait stored in the device, and facilitating a financial transaction of the user using the certificate.

主权项

1. A payment credential provisioning system, comprising:
a user device; a biometric trait data input device that is located on a user device; and a secure element that is included in the user device, that is coupled to the biometric trait data input device, and that stores biometric trait authentication data and payment credential information, wherein in response to a request to make a payment transaction, the secure element is configured to request biometric trait data from a user, receive biometric trait data of the user from the biometric trait data input device, verify the biometric trait data using the biometric trait authentication data and, in response to the verification, provide the payment credential information to a payment application that is provided on the user device.