PAYMENT SYSTEM

摘要

The payment system disclosed herein provides for receiving a request from a first user for funds from an account related to an organization, determining an organizational level of the user in the organization, determining the fund access privilege of the first user based on the organizational level of the user; and associating a set of fund use privileges for the first user, the set of fund use privileges including an amount of funds available to the user, a type of transactions allowed using the funds and a time period for use of the funds.

主权项

1. A method of determining a response to a transaction request, the method comprising:
determining a set of transaction approval rules for allowing use of funds by a plurality of users of an organization, each of the plurality of users being associated with a particular level of a plurality of organizational levels of the organization; enrolling one or more of the plurality of users as a cardholder and providing a card to the enrolled user, where the card can be used to incur transactions, wherein each card is associated with one of the organizational levels; receiving from one of the plurality of users a transaction request for use of part of the funds; and applying the set of rules at the plurality of organizational levels to determine a response to the transaction request.