摘要 |
A method and a system for implementing an electronic payment using a mobile terminal are disclosed. In the method, the mobile terminal exchanges payment information with an access terminal through a wireless connection, and a platform apparatus confirms a payment completion status. A user and a merchant do not need to exchange passwords, thus ensuring the security of a transaction, and a fast payment system is established, which maximizes the utilization of existing resources of the user. In addition, a linked device may further be used to implement functions as printing a transaction receipt or voucher after an electronic payment is completed to allow both the user and the merchant to possess data and records associated with the transaction, thereby ensuring the truthfulness, validity and legality of the transaction. |