SYSTEM FOR LOSS CONTROL INSPECTION UTILIZING WEARABLE DATA GATHERING DEVICE

摘要

Loss control inspections by an insurance company are facilitated by a system that includes a wearable data-gathering device worn by a loss control inspector while he/she conducts an inspection. Other aspects of the system may include a centralized report processor operated by the insurance company, and a mobile device (such as a smartphone) carried by the loss control inspector to relay data between the wearable data-gathering device and the centralized report processor. The loss control inspector may gather verbal and visual information via the wearable data-gathering device, guided by prompts originating from the centralized report processor. The prompts may cause the data to be gathered as required to complete sections of an inspection report format. The centralized report processor may automatically edit and assemble the data gathered via the wearable device to generate a completed inspection report.

主权项

1. A multi-media data gathering and formatting system for generating insurance company loss control inspection reports, the system comprising:
a first device for capturing visual information at an inspection site; a second device for relaying the captured visual information to a third device; the second device for transmitting, to the first device, report section prompts to be audibly and/or visibly reproduced to a user by the first device; the first device for receiving spoken word input from the user, the spoken word input converted by speech-to-text processing into report segment text; the second device for relaying the report segment text to the centralized report processor; the third device automatically editing and assembling the report segment text into a first report in a first format, the report in a plurality of first sections, at least some of the first sections including at least one respective portion of the captured visual information; the third device making the first report available to an insurance underwriter; the third device automatically editing and assembling the report segment text into a second report in a second format different from the first format, the second report in a plurality of second sections; the third device making the second report available to an insurance customer that is a proprietor of the inspection site.