GLOBAL RECEIPT CARD SYSTEM AND METHOD

摘要

A system and method for collecting global purchase details using a consumer identifier are provided. During a business transaction, the details of the transaction are associated with the consumer identifier. The consumer identifier, located on an affinity card or a mobile device, allows for the collection of information on an external storage device from business transactions from a plurality of different, related and/or unrelated merchants. The consumer can subsequently access and download the information from the transaction onto a personal computer. Through a merchant identifier, the data/information may also be accessed and re-read by the merchant for future related transactions. Consequently, the transaction process may provide the consumer an affinity relationship with multiple, related or unrelated merchants through a single unique consumer identifier that eliminates the necessity of paper receipts with those merchants.

主权项

1. A computer implemented method for dynamically collecting global purchase data from business transactions between a consumer and a plurality of merchants, comprising executing on a processor the steps of:
receiving an electronic communication in a computer terminal with a memory module, an authentication module, a scanning module, a digital-to-analog converter, and an encryption module, the electronic communication is a presentation of a global infinity card by a user to the scanning module for collecting an electronic identification located on the affinity card; transforming the electronic identification obtained from the scanning module into a consumer identifier signal using the signal transformation module of the computer terminal; authenticating the consumer identifier signal using the authentication module of the computer terminal; transmitting the authenticated consumer identifier signal to a database, in communication with the one or more merchant devices, the database using the consumer identifier signal as a memory location in the database for recording and storing the global purchase data of the business transactions between the consumer and the one or more unrelated merchants in the plurality of merchants upon completion of the business transactions; transforming the global purchase data into a business transaction signal and transmitting the business transaction signal from the one or more merchant devices to the database for storage; and providing the consumer access to the database to search the global purchase data of the business transactions with the one or more unrelated merchants in the plurality of merchants and download the global purchase data onto a computing device, the downloaded global purchase data is compiled and summarized in a table; and wherein the consumer is provided access to a history of all the business transactions with the one or more unrelated merchants in the plurality of merchants; and wherein a merchant can only modify the recorded business transaction& data of the consumer stored on the database when the consumer is logged into the database.