发明名称 PRE-CONTRACTED, STAGED, CURRENCY EXCHANGE SYSTEM
摘要 The present invention is directed to apparatuses, methods, and computer program products for implementing a pre-contracted, staged, currency exchange system. Implementation includes receiving travel information from a user; processing the travel information, wherein processing the travel information comprises determining a negotiated currency exchange rate based on the received travel information; generating a contract based on processing the travel information, wherein the contract comprises terms for executing one or more transactions using the negotiated currency exchange rate, wherein the negotiated currency exchange rate is valid for at least one of a predetermined location, a predetermined number of transactions, or a predetermined period of time; and executing one or more transactions using the negotiated currency exchange rate in accordance with the contract terms.
申请公布号 US2016104239(A1) 申请公布日期 2016.04.14
申请号 US201414512242 申请日期 2014.10.10
申请人 BANK OF AMERICA CORPORATION 发明人 Johnson Tyler;Mande Christian Michael;Grimsley James Robert;Gill Sara;Dent Nathan;Crist Kristy M.
分类号 G06Q40/04 主分类号 G06Q40/04
代理机构 代理人
主权项 1. An apparatus for implementing a pre-contracted, staged, currency exchange system, the apparatus comprising: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: receive travel information from a user; process the travel information, wherein processing the travel information comprises determining a negotiated currency exchange rate based on the received travel information; generate a contract based on processing the travel information, wherein the contract comprises terms for executing one or more transactions using the negotiated currency exchange rate, wherein the negotiated currency exchange rate is valid for at least one of a predetermined location, a predetermined number of transactions, or a predetermined period of time; and execute one or more transactions using the negotiated currency exchange rate in accordance with the contract terms.
地址 CHARLOTTE NC US