| 主权项 |
1. A loan origination system comprising:
a loan origination program; a database stored in a memory device coupled to a server computer, the database storing borrower data and loan data; and one or more computers configured to provide: a processing and management system configured to present a plurality of user interfaces corresponding to a plurality of user roles, each user interface being customized for presentation to a user based on a role of the user wherein users with different user roles are presented with different user interfaces, the user roles being selected from a group including an officer, a processor, or a manager; a milestone process defining one or more milestones associated with processing each loan application and configured to evaluate progress of users associated with user roles as against the one or more milestones wherein the milestones are ordered and include one or more of file started, sent to processing, submitted, approved, docs signed, loan funded and closed; a logging process monitoring and recording events in a log that have or need to occur between respective milestones; and an alert process defining one or more alert conditions associated with processing each loan application wherein the alerts include a rate lock alert, milestone alerts and log entry alerts, wherein a respective user interface displays an alert graphical icon indicating an impending deadline upon triggering of an alert condition as a result of an imminent rate lock, milestone or log entry that has yet to be completed. |
