SYSTEM AND METHOD FOR ESTABLISHING OR MODIFYING AN ACCOUNT WITH USER SELECTABLE TERMS

摘要

A system for modifying an existing account is provided. The system comprises different computers for a) receiving account identification information from an account holder over a network; b) sending the account holder at least a portion of the existing account terms over the network; c) sending the account holder a plurality of available account terms over the network; and d) receiving from the account holder a selection of at least one of the available account terms.