Apparatus and method for commercial transactions using a communication device

摘要

An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.

主权项

1. A portable smart card reader device for reading a smart card having recorded information stored on an integrated circuit incorporated into the card, the device comprising:
a sensor for reading said recorded information stored on said integrated circuit incorporated into said card and for producing an analog signal indicative of the recorded information, said sensor including circuitry for converting said analog signal to an encrypted signal suitable for transmission to a jack of a mobile communication device; and an output jack adapted to be inserted into a jack associated with said mobile communication device for providing the encrypted signal indicative of the recorded information to said mobile communication device for transmission to a transaction server for further processing.