主权项 |
1. A transaction management system for use in completing a payment transaction between a customer operating a mobile device and a merchant, the transaction management system comprising:
a communication port; a non-transitory memory; and one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
receiving a message to initiate transaction processing sent from a point of sale device associated with the merchant,generating pending transaction data associated with the transaction,generating a checkout token,communicating the checkout token to the point of sale device and/or the mobile device,receiving, from the merchant, a merchant payment authorization request,deteimining, from the merchant payment authorization request, information associated with the checkout token and information identifying at least one of the merchant and/or a point of sale device,receiving, from the mobile device, a customer transaction lookup request,determining, from the customer transaction lookup request, information associated with the checkout token and information identifying the customer,updating the pending transaction data with information identifying the merchant and/or the point of sale device, the customer, and at least one account of the customer,causing a request message to be generated to request an authorization of the transaction, the request message comprising the updated transaction information including information identifying the merchant and/or the point of sale device, the customer, and the at least one account of the customer, andcommunicating the request message to request an authorization of the transaction. |