发明名称 SYSTEM AND METHOD FOR FACILITATING A PURCHASE TRANSACTION USING BEACON EQUIPPED DEVICES
摘要 In a purchase transaction between a merchant and a customer, a merchant device sends transaction information to a payment gateway and sends a beacon signal containing a transaction identifier to a customer mobile device. The customer mobile device sends the transaction identifier and payment information corresponding to a customer payment account to the payment gateway. The payment gateway applies the transaction identifier to access the transaction information received from the merchant device and sends purchase information based on the transaction information to the customer mobile device. The customer mobile device displays the purchase information to the customer, obtains an indication of customer assent to pay for the item and sends a confirmation of customer assent to the payment gateway. Upon receiving the confirmation of customer assent from the customer mobile device, the payment gateway processes the purchase transaction based on the payment account information.
申请公布号 US2016092859(A1) 申请公布日期 2016.03.31
申请号 US201414497723 申请日期 2014.09.26
申请人 Apriva, LLC 发明人 Klingen Michael S.
分类号 G06Q20/32;G06Q20/38 主分类号 G06Q20/32
代理机构 代理人
主权项 1. A system for processing a purchase transaction between a merchant and a customer, the system comprising: a merchant device obtaining item information corresponding to an item to be purchased by a customer in the purchase transaction, the merchant device comprising means for sending a beacon signal containing a transaction identifier to a customer mobile device maintained by the customer, and further comprising means for providing transaction information based on the item information to a payment gateway; a customer mobile device comprising means for receiving the beacon signal containing the transaction identifier from the merchant device and further comprising means for sending, to the payment gateway, the transaction identifier and payment account information corresponding to a customer payment account; the payment gateway comprising means for receiving the transaction information from the merchant device, means for obtaining the transaction identifier and the payment account information from the customer mobile device, means for applying the transaction identifier to access the transaction information received from the merchant device, and means for sending purchase information based on the transaction information to the customer mobile device; the customer mobile device further comprising means for receiving the purchase information from the payment gateway, means for displaying the purchase information to the customer, means for obtaining from the customer an indication of customer assent to pay for the item, and means for sending, to the payment gateway, a confirmation of customer assent based on the indication obtained from the customer; and the payment gateway further comprising means for processing, upon receiving the confirmation of customer assent from the customer mobile device, the purchase transaction based on the payment account information.
地址 Scottsdale AZ US