Secure card

摘要

Systems and methods for monetary cards are described. The cards are free from personally identifiable data, e.g., no name or embossment. In an example, the card includes a first number that activates the card and a second number written to the card at activation away from the card manufacturer. This helps prevent theft at the manufacturer. This second account is a bearer account where anyone who knows the account number can withdraw the funds from the account. The account may be funded with either the account number or the authentication number.

主权项

1. A payment instrument, comprising:
a substrate having no visible personal identifying information; and an activation number stored in a machine-readable manner on the substrate to activate a payment instrument,
wherein an account number is generated in response to activating the payment instrument,wherein funds are transferred from a first account to a second account associated with the account number, andwherein the account number is stored on the substrate in the machine-readable manner.