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1. A method for payment, multimedia capture and encrypting via a payment and multimedia capture means and a one-touch payment and multimedia application associated with a mobile and wearable device, the method comprising:
establishing, by communication unit, communication between the payment and multimedia capture means and an external device; transmitting key data from the payment and multimedia capture means to the external device; activating, by a processor of the external device, a cloud-based application using the key data, wherein the cloud-based application is related to one or more dedicated folders provided using a freemium model on one or more client devices associated with a user, the one or more dedicated folders synchronizing across the one or more client devices, and contents of the one or more dedicated folders being accessible via a web resource and the cloud-based application, the cloud-based application including the one-touch payment and multimedia application; providing, by the processor of the external device, a payment and multimedia capture interface on a display of the external device, wherein the payment and multimedia capture interface includes a haptic control configured to sense a haptic input of the user; sensing the haptic input via the haptic control, wherein the haptic input includes a touch of the user to the haptic control; analyzing the haptic input to determine a duration of the haptic input; based on the duration of the haptic input, selecting an operation from a list of predetermined operations to be performed by the cloud-based application, wherein the predetermined operations include at least a one-touch payment operation and a multimedia capture operation; if the one-touch payment operation is selected, receiving payment details associated with the user from a cloud storage, the payment details being used to perform a payment via the external device; if the multimedia capture operation is selected, capturing multimedia by a camera associated with the external device, the multimedia being stored to the cloud storage, wherein the multimedia includes a photo, a video, and a geographic location; wherein the cloud-based application includes one or more of the following: a media player, a multimedia library, an online radio broadcaster, a store, and a mobile device management application to play, download, purchase, organize multimedia, send multimedia gift cards, and synchronize multimedia with a portable device and one or more internet-connected devices, wherein the cloud-based application is configured to prompt the user to purchase and download one or more or the following: music, music videos, television shows, audio books, movies, and movie rentals, and wherein the cloud-based application is associated with the mobile and wearable device of the user; selecting the haptic control for a particular type of multimedia content to be captured to provide captured multimedia; analyzing data associated with the haptic control; based on the analyzing, selecting one or more multimedia types for recording from the captured multimedia based on predetermined rules associated with a predetermined time of the providing the haptic control by the user; sending a command to a sensor of the mobile and wearable device to capture multimedia to memory of the selected multimedia type based on the predetermined rules; touch a Buy Now link or a Pay Now link, encrypting, via an encryption unit, the payment with one or more of the recorded multimedia types to prepare the one or more multimedia types for activating; storing the one or more multimedia types in a memory, wherein the cloud-based application is coupled to a payment processor; providing the payment and multimedia capture interface for selection of an activity operation, wherein the activity operation includes a messaging operation, a calling operation, and the one-touch payment operation; receiving the selection of the activity operation via the payment and multimedia capture interface of the user; if the one-touch payment operation is selected, transmitting a payment request to a financial organization, wherein the payment request is generated using data of an actual page on the mobile and wearable device; encrypting the payment request associated with the one-touch payment operation to obtain an encrypted payment request, wherein the encrypted payment request is decrypted by a one-touch payment and multimedia application of a mobile and wearable device of a recipient, wherein the encrypted payment request is removed from the mobile and wearable device of the recipient after the encrypted payment request is optically read; wherein the one-touch payment and multimedia application is associated with an application protocol, the application protocol being integrated into a communication platform; receiving, from the user, a registration request to register the user in a mobile payment service, wherein the user sends the registration request via the cloud-based application associated with the mobile and wearable device, the cloud-based application being associated with providing a free Voice over Internet Protocol service and a free Over-the-Top service; securing the mobile and wearable device via a band to a part of a human body, the part of the human body including a wrist, an arm, a neck, a bead, a leg, a waist, an ear, and a finger, securing, via the band, the mobile and wearable device under, within or on clothing, operably connecting a database to the mobile and wearable device; wherein the database stores financial information of the user providing during user registration; wherein the receiving of the selection of the activity operation includes a voice command, a haptic interaction with a touchscreen of the mobile and wearable device, and a move command, wherein the mobile and wearable device comprises one or more haptic control elements to control operation or functions of the mobile and wearable device, and controlling access to the mobile and wearable device is performed by one or more of the following: a password, a Personal Identification Number code, and biometric authorization, the biometric authorization including fingerprint scanning, palm scanning, face scanning, and retina scanning, wherein the scanning is performed using one or more biometric sensors, wherein the one or more biometric sensors include sensors for sensing a command for the one-touch payment operation to perform one-touch buying, the sensing shown on the display, the mobile and wearable device further comprising a fingerprint reader configured to scan a fingerprint, the scanned fingerprint being matched to one or more approved fingerprints, wherein access to the mobile and wearable personal is granted based on the matching; wherein the mobile and wearable device further comprises a camera configured to capture one or more codes, the one or more codes including electronic key data, a link to a web-resource, a payment request, and advertising information, wherein the one or more codes include barcode, a linear dimensional code, a two-dimensional code, a snap tag code, and a QR code; wherein the mobile and wearable device obtains information about a payment system of the user, wherein the mobile and wearable device generates and displays a barcode that encodes user payment information, the barcode being scanned and processed at a checkout counter to retrieve the user payment information from a database of a payment processing system, the user payment information being used to transfer funds between the user and a service provider, wherein the recipient is a merchant or multimedia provider; associating the mobile and wearable device with an electronic payment card configured to act as one or more of a smart card, a proximity card, an integrated circuit card, a magnetic strip card, a Europay, MasterCard, and Visa (EMV) smart payment card, and an electronic payment card, the electronic payment card storing card data of one or more of debit cards, credit cards, gift cards, loyalty cards, prepaid cards, bank cards, identity cards, and membership cards, wherein the electronic payment card is configured to attach to the mobile and wearable device; scanning the one or more codes, the one or more codes being present on a one-touch Quick Response (QR) code invoice, the one-touch QR code invoice storing one or more of invoice data, monetary amount summary, product data, service data, merchant data, invoice number, and amount to be paid, the one-touch QR code invoice being associated with one or more of an invoice, a credit note, a debit note, a pro forma invoice, and an advance invoice; and storing information associated with the one-touch payment in the mobile and wearable device associated with the user, wherein the user activates the one-touch payment operation by holding the mobile and wearable device near a contactless reader card activating a one-touch payment icon on the mobile and wearable device and makes a secure payment, authorized in part when the location of the payment matches with a determined location of the device. |
