IDENTITY VERIFICATION SYSTEM AND ASSOCIATED METHODS

摘要

A computer system and method according to the present invention verifies user identities online. Identity claims may be made by a requestor and/or a trusted transaction may be verified by associating digital credentials to verified personal identification information (Pll) retrieved from real world events. Verified personal attributes related to Pll items may be identified and correlated with the requestor's digital credentials, and stored to a verified identity record. A subsequent transaction request by a person claiming the requestor's identity may be compared with the verified identity record. An identity match indicator and/or a match confidence score may be created and used to determine the risk that the identity claim by the person requesting the transaction is false.