发明名称 System and method for tokenless biometric authorization of electronic communications
摘要 This invention is a method and system for tokenless biometric authorization of an electronic communication, using a biometric sample, a master electronic identicator, and a public communications network, wherein the method includes: an electronic communication formation step, wherein at least one communication comprising electronic data is formed; a user registration step, wherein a user electronically submits a registration biometric sample taken directly from the person of the user; a public network data transmittal step, wherein the registration biometric sample is electronically transmitted to a master electronic identicator via a public communications network, said master electronic identicator comprising a computer database which electronically stores all of the registration biometric samples from all of the registered users; a user registration biometric storage step, wherein the registration biometric sample is electronically stored within the master electronic identicator; a bid biometric transmittal step, wherein a bid biometric sample, taken directly from the person of the user, is electronically transmitted to at least one electronic identicator; a user identification step, wherein an electronic identicator compares the bid biometric sample to at least one registration biometric sample previously stored in an electronic identicator, for producing either a successful or failed identification of the user; an electronic communication authorization step, wherein upon a successful identification of the user by an electronic identicator, at least one electronic communication is authorized for execution; wherein an electronic communication is biometrically-authorized without the user having to present any personalized man-made memory tokens such as smartcards, or magnetic stripe cards.
申请公布号 US9294481(B1) 申请公布日期 2016.03.22
申请号 US201414480353 申请日期 2014.09.08
申请人 Open Invention Network, LLC 发明人 Hoffman Ned
分类号 G06Q20/00;H04L29/06;G06F21/32 主分类号 G06Q20/00
代理机构 Haynes and Boone, LLP 代理人 Haynes and Boone, LLP
主权项 1. A system, comprising: at least one master electronic identicator, further comprising: i) a computer database containing electronically stored biometric samples from all registered users;ii) a comparator that electronically compares a received biometric sample with previously stored biometric samples to deliver either a successful or failed identification of a user; an electronic communication authorization platform, connected to the master electronic identicator, that authorizes execution of at least one electronic communication upon a successful identification of the user by an electronic identicator; a rule-module invocation platform, that invokes at least one previously designated user-customized rule-module upon successful identification of the user, wherein the user-customized rule module includes at least one user-customized pattern data associated with at least one user-customized execution command; an electronic communication execution platform that executes at least one electronic communication upon the invocation of a user-customized rule-module per the execution command, wherein an electronic communication is biometrically-authorized in a tokenless manner.
地址 Durham NC US