System and method for biometric signature authorization

摘要

A system and method of obtaining and storing a signed agreement authorizing the use of a user's biometric data for the purpose of offering legal consent to agreements and transactions with one or more operators. The present invention imparts a process by which merchants and other service providers can access a verifying agreement indicating a user's intent to submit biometric data as a substitute for a written signature and the user's consent to abide by the terms and conditions of any agreements entered into by the submission of biometric data.

主权项

1. A system, comprising:
a processing device operably connected to a data store and to an authorization station device of an operator, the processing device configured to:
receive an electronic document that includes a handwritten signature of a user and serves as a legally binding statement that authorizes a substitution of the user's biometric data for a handwritten signature for a purpose of a consent to a transaction between the user and at least one operator;receive biometric data from the user;embed a digital watermark in the received biometric data, the digital watermark being an indication of validation of the received biometric data;append to the electronic document by the processing device the received biometric data embedded with the digital watermark;receive from the authorization station device of the operator an instruction to retrieve the electronic document appended with the received biometric data embedded with the digital watermark from the data store, wherein the user presented biometric data to authorize a proposed transaction;retrieve the electronic document appended with the received biometric data embedded with the digital watermark; andtransmit, via the authorization station device, at the time of the proposed transaction, the electronic document appended with the received biometric data embedded with the digital watermark to the operator, wherein the electronic document appended with the received biometric data embedded with the digital watermark verifies that receipt of the user's biometric data indicates legal user consent to the proposed transaction.