SELFIE FINANCIAL SECURITY TRANSACTION SYSTEM

摘要

A financial card activation and authorization system for a transaction is disclosed. An image of an account holder and his financial card is captured and used to develop an encryption key to secure the account information. Subsequent transactions are then authorized by sending an image of the purchaser's face and the financial card by comparing it to the original picture of the account holder who activated the card.

主权项

1. A financial card authorization system for a transaction, comprising:
a database containing encrypted account information for a financial card account holder encrypted with a selfie-cryptographic key, the selfie-cryptographic key being generated utilizing first data contained within a first single image, the first data including both facial recognition features of the financial card account holder and a visual card identifier on a financial card associated with the encrypted account information; a cryptographic key generator that generates a transaction-cryptographic key utilizing second data contained within a second single image, the second data including both the visual financial card identifier on the financial card and facial recognition features of a person in possession of the financial card; and a transaction system that applies the transaction-cryptographic key to the encrypted account information stored in the database, the transaction system transmits a transaction authorization code when the transaction-cryptographic key successfully decrypts the encrypted account information, the financial card authorization system does not permanently store the transaction-cryptographic key but retains it for a transitory period during an authorization of a financial card transaction.