SYSTEMS AND METHODS FOR IMPLEMENTING HYBRID DYNAMIC WALLET TOKENS

摘要

A system or method may be provided to implement dynamic hybrid wallet tokens. A payment network architecture may be established to allow a payment service provider to implement seamless flow of payment transactions. Hybrid dynamic wallet tokens may be morphed with additional information based on the types of transactions to be performed and may be communicated over industry payment networks. In particular, the payment service provider may use Industry Standard BINs as tokens to transmit information in lieu of actual funding source information to all interacting parties with the provision of securely allowing each party to de-tokenize via secure connection from the backend to identify the true funding instrument only when needed.