发明名称 MOBILE-MERCHANT PROXIMITY SOLUTION FOR FINANCIAL TRANSACTIONS
摘要 In order to facilitate conducting a financial transaction via wireless communication between an electronic device (such as a smartphone) and another electronic device (such as another smartphone), a secure element in the electronic device may generate, using an encryption key associated with the secure element, a signed blob based on a transaction amount and a merchant identifier. Then, the electronic device communicates connection information between the electronic device and the other electronic device. Moreover, the electronic device may establish a connection between the electronic device and the other electronic device based on the connection information, and may concurrently provide the signed blob to the other electronic device. After receiving a signed transaction blob from the other electronic device using the connection (which includes information needed to conduct the financial transaction), the electronic device provides the information to a server to conduct the financial transaction.
申请公布号 EP2993633(A1) 申请公布日期 2016.03.09
申请号 EP20150181631 申请日期 2015.08.19
申请人 APPLE INC. 发明人 MEHDI, ZIAT;DIEBOLT, KYLE
分类号 G06Q20/02;G06Q20/22;G06Q20/32;G06Q20/38;G06Q20/40 主分类号 G06Q20/02
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