SYSTEM AND METHOD FOR DYNAMIC RISK MANAGEMENT

摘要

A network interface receives portfolio data related to an investment plan portfolio of a participant. A processor identifies a first plurality of risk factors associated with market conditions, wherein the first plurality of risk factors comprises a future data and risk strength. The processor further identifies a second plurality of risk factors associated with the participant. The processor then generates glide path data based at least partially on the first plurality of risk factors and the second plurality of risk factors. The processor also generates a glide path map based at least partially on the generated glide path data.

主权项

1. A system, comprising:
a network interface operable to receive portfolio data related to an investment plan portfolio of a participant, the portfolio data comprising allocation ratios of a plurality of assets of the investment plan portfolio; a processor communicatively coupled to the network interface and operable to:
identify a first plurality of risk factors associated with market conditions, wherein the first plurality of risk factors comprises a future date and risk strength;identify a second plurality of risk factors associated with the participant;generate glide path data based at least partially on the first plurality of risk factors and the second plurality of risk factors, the glide path data indicating the change in the allocation ratios of the plurality of assets as a function of time;generate a glide path map based at least partially on the generated glide path data, the glide path map providing a visual depiction of a change in the allocation ratios of the plurality of assets over time, and wherein the glide path map presents an area graph comprising:
a plurality of areas corresponding to the plurality of assets, the plurality of areas presenting the allocation ratios of the plurality of assets as a function of time;a plurality of risk factor indicators overlaying the plurality of areas, the plurality of risk factor indicators indicating the future date of the plurality of risk factors as a function of time and the risk strength of the plurality of risk factors.