METHOD, SYSTEM AND RECORDING MEDIUM FOR PAYMENT SERVICE

摘要

Disclosed are a method, a system and a recording medium for a payment service with an enhanced security function. The method for a payment service may comprise the following steps of: registering payment methods of a user and a representative card to substitute the payment methods; generating a first one-time password (OTP) for a payment request using the representative card, and transmitting the first OTP to a terminal of the user; comparing the first OTP and a second OTP when the second OTP by an input of the user is received from the terminal, and authorizing the payment function of the representative card; setting at least one specific payment method to be substituted by the representative card from the registered payment methods; and processing the payment with the specific payment method set by the representative card for the payment request. The purpose of the present invention is to perform a safe and convenience payment without leaking information of a payment method.