| 摘要 |
The present invention relates to a car insurance premium calculation system and more specifically, to a car insurance premium calculation system including a travel collecting terminal (210) and calculating a car insurance premium by data analysis, wherein the travel collecting terminal is an machine-to-machine (M2M) device with an M2M module and installed in a car to measure the location, travel distance, direction, speed and acceleration of the car and to transmit collected data via a communications network to a car insurance premium calculation system server. The car insurance premium calculation system comprises: a travel collecting terminal in which an M2M module is installed, and which is connected to a cigar lighter socket inside a car; a server which receives travel information collected by the travel collecting terminal; a user terminal which receives feedback on driver′s driving habits in conjunction with the server; and a manager terminal which registers and deregisters the user terminal, and registers and deregisters the travel collecting terminal in conjunction with the server. According to the present invention, influence on the car is minimized since the travel collecting terminal is independently installed in the car by using the cigar lighter socket, and it is possible to analyze driving habits focused on the driver, not on the car. |
