Systems and Methods for Assigning a Variable Length Bank Identification Number

摘要

Systems and methods for use in assigning bank identification numbers (BINs) are disclosed. One exemplary method includes identifying a payment account demand for an issuer. The payment account demand is associated with an anticipated number of primary account numbers (PANs) for the issuer, each PAN having a PAN length. The method further includes selecting a BIN length for the issuer based on the payment account demand where the BIN length being less than the PAN length, assigning a BIN to the issuer where the BIN has the BIN length, and appending the BIN to a BIN directory. The BIN is associated with the issuer. The BIN is different than each other BIN in the BIN directory.

主权项

1. A computer-implemented method for use in assigning a bank identification number (BIN) to an issuer, the method comprising:
identifying a payment account demand for an issuer, the payment account demand associated with an anticipated number of primary account numbers (PANs) for the issuer, each PAN having a PAN length; selecting a BIN length for the issuer based on the payment account demand, the BIN length being less than the PAN length; assigning, at a computing device, a BIN to the issuer, the BIN having the BIN length; and appending, at the computing device, the BIN to a BIN directory, the BIN being associated with the issuer, wherein the BIN is different than each other BIN in the BIN directory.