SYSTEMS AND COMPUTER-IMPLEMENTED PROCESSES FOR DEPOSITING, WITHDRAWING, AND REUSING CURRENCY FOR PURCHASE TRANSACTIONS USING AN INTELLIGENT TELLER MACHINE

摘要

Systems and methods are disclosed for the deposit, withdrawal, and reuse of currency for transactions. According to disclosed embodiments, an intelligent teller machine (ITM) is configured to receive currency as payment for a transaction, to calculate and dispense any change due, and to request that the net value of the transaction (e.g., the revenue) be deposited into the financial account of the business. The currency received by the ITM is also available to make change for future purchase transactions.

主权项

1. An intelligent teller machine system, comprising:
a currency acceptor; a memory storing instructions; and at least one processor configured to execute the stored instructions to:
receive an indication of a monetary amount to receive as part of a purchase transaction;receive currency inserted via the currency acceptor;calculate a value of the received currency;compare the calculated value and the monetary amount;determine that the value of currency received is not less than the indicated monetary amount; andsend, via a network, a request to deposit a value equal to the monetary amount to receive into a financial account.