System and method for assessing a claim using an inspection vehicle

摘要

Disclosed systems and methods automatically assess claims. A device may receive one or more images of a claimed object, such as a building or vehicle, compare the images to reference images and generate an estimate of financial damages to the object. The device may then generate a claim assessment based on previous comparisons and generated estimates. The claim assessment may be sent directly to a client or to an agent for review and/or processing.

主权项

1. A system configured to automatically assess a claim, the system comprising:
a controllable inspection vehicle including an image sensor, the controllable inspection vehicle controlled via a transportation module configured to cause the controllable inspection vehicle to travel around a geographic area; and one or more computing devices communicatively coupled to the controllable inspection vehicle, the one or more computing devices configured to:
(a) receive from the controllable inspection vehicle one or more captured images of a building, the one or more captured images captured, via the image sensor, from one or more locations traversed by the controllable inspection vehicle;(b) automatically perform an analysis of the one or more captured images, the analysis of the one or more captured images including:
(i) an image comparison between the one or more captured images and one or more reference images;(ii) a calculation of damage to the building that corresponds to damage to parts of the building to be repaired or replaced, said calculation based on results of the image comparison; and(iii) an estimate of a remedial financial cost to remedy the damage calculated from the image comparison; and(c) generate a claim assessment based, at least in part, on results of the analysis of the one or more captured images, the results of the analysis including the estimated remedial financial cost.