发明名称 Automated banking machine in communication with a remote computer that generates an alert message when a calculated number of transactions exceeds a threshold
摘要 An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine is operative to communicate with at least one remote computer that generates an alert message when a calculated number of transactions on a particular account exceeds a threshold.
申请公布号 US9262785(B1) 申请公布日期 2016.02.16
申请号 US201414273991 申请日期 2014.05.09
申请人 发明人 Jocke Ralph E.;Walker Patricia A.;Wasil Daniel D.
分类号 G06Q40/02;G06Q20/10;G07F19/00 主分类号 G06Q40/02
代理机构 Walker & Jocke 代理人 Walker & Jocke
主权项 1. Apparatus comprising: an automated banking machine configured to operate responsive at least in part to data read from data bearing records to cause financial transfers, including at least one of a card reader configured to read card data from user cards usable to identify financial accounts, anda wireless input device configured to receive mobile wireless data usable to identify user financial accounts from mobile wireless devices, a display, a cash dispenser, wherein the cash dispenser is configured to operate to selectively make cash stored within the machine accessible to users of the machine, at least one controller, wherein the at least one controller is configured to cause a determination to be made that either card data read from a user card or mobile wireless data received from a mobile wireless device corresponds to a financial account upon which a transaction is authorized to be conducted through operation of the machine,responsive at least in part to the determination, the cash dispenser to dispense cash, wherein the dispensed cash has an associated value,the financial account to be assessed an amount corresponding to the value, and wherein the at least one controller is configured to cause encrypted data corresponding to the financial account to be sent to at least one remote computer that does not have transaction authorization or denial capability, wherein the at least one remote computer is configured to calculate a number of transactions involving the financial account, andcause at least one alert message to be generated when the number exceeds a threshold.
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