SOFTWARE SYSTEM FOR GRADUALLY PURCHASING A REAL ESTATE PROPERTY

摘要

A software system for gradually purchasing a real estate property, comprising a gradual acquisition plan on the part of a purchaser of an estate which is registered in the name of a legal entity represented by quotas; the quotas are transferred by the bank, owner of the legal entity holder of the estate, to the purchaser, according to a certain gradual reacquisition plan; the method includes reacquisition phases on the part of said purchaser of quota or portions of it through the payment, to the bank, of monthly installments, each including the quota value and relative interest; said quotas can be exchanged by an electronic system in order to exchange the estate with another property by mean their respective legal entity.

主权项

1. A software system for implementing a reacquisition plan of securities of a legal entity that holds a real estate property; said software system is implementing an incremental reacquisition plan of a real estate property, without using a monetary debt balance; said real estate property is initially registered in a legal entity's name whose capital is represented in quotas, wherein said quotas represent an entire monetary value of said real estate property; said quotas being transferred by a bank institution, which is the initial owner of the legal entity and consequently is the initial owner of the real estate property, to a purchaser according to an incremental repurchase plan; said software system provides the steps of an incremental purchase of the quotas, upon payment of monthly installments, each installment comprising a principal amount and an interest amount until the purchaser reaches a full possession of an entire number of quotas of the legal entity owner of the estate; said part of principal corresponds to the value of the quotas transferred by said bank institution to the purchaser; and wherein quotas, already owned by the purchaser, can be transferred, sold and applied to purchase a different real estate property in a different location using an online marketplace system.