PERSONALIZED BUDGETS FOR FINANCIAL SERVICES

摘要

An illustrative embodiment of a computer-implemented process for personalized financial budget tracking receives a request for a user purchase transaction, wherein the user purchase transaction is one of a purchase transaction and a payment transaction and responsive to a determination of a payment method, determines whether the user purchase transaction is authorized. Responsive to a determination the user purchase transaction is authorized, the computer-implemented process determines whether personalized expense categories are activated and responsive to a determination the personalized expense categories are activated, prompts for a category code. Responsive to receiving the category code, the computer-implemented process tracks expenses using a personalization category code received, wherein the personalization category code received is associated with the user purchase transaction.

主权项

1. A computer program product for personalized financial budget tracking, the computer program product comprising:
a computer recordable-type media containing computer executable program code stored thereon, the computer executable program code comprising: computer executable program code for receiving a request for a user purchase transaction, wherein the user purchase transaction is one of a purchase transaction and a payment transaction; computer executable program code for determining a payment method used for the request; computer executable program code responsive to determining a payment method, for determining whether the user purchase transaction is authorized; computer executable program code responsive to a determination the user purchase transaction is authorized for determining whether personalized expense categories are activated; computer executable program code responsive to a determination the personalized expense categories are activated, for prompting for a category code; and computer executable program code responsive to receiving the category code, tracking expenses using a personalization category code received, wherein the personalization category code received is associated with the user purchase transaction.