| 摘要 |
According to an embodiment of the present invention, a method for managing financial products performed in a server connected to a user terminal includes the following steps: opening an account of a financial product if a user requests subscription to the financial product; recording information of the account in an account ledger related to the account; recording information displaying that a deposit is for a financial product for depositing for a certain period in a transaction ledger corresponding to the account ledger if the deposit amount is deposited in the account by the user; and processing the deposit by applying an interest rate based on maturity of the deposit. Therefore, each deposit, deposited to installment savings product by the user, is subscribed as a deposit product. Accordingly, when the user needs emergency money, the user can cancel and use a portion of the installment savings as needed without canceling the total amount of installment savings. |
