METHOD AND APPARATUS FOR AUTHORIZING A PAYMENT VIA A REMOTE DEVICE

摘要

A method of and system for authorizing a transaction remotely is disclosed. A customer uses a computer to browse for a product displayed on the Internet. The customer may enter a unique number into the computer. The unique number is authorized and an authorization code is sent to the customer's communication device. The customer enters the authorization code into the computer to complete the transaction.

主权项

1. A device comprising:
a non-transitory memory; and one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the device to perform operations comprising:
transmitting, to a server over the Internet, a request for access to a restricted location;causing an identification number field to be displayed on the device;in response to a user entering an identification number uniquely associated with the user into the identification number field, transmitting, to the server over the Internet, the identification number;receiving, over a cellular phone network, a text message comprising an authorization code transmitted from the server based on the device being uniquely associated with the identification number;causing an authorization code field to be displayed on the device;in response to the user entering the authorization code into the authorization code field, transmitting, to the server over the Internet, the authorization code to gain access to the restricted location; andoffering the user an incentive in exchange for the user linking one or more funding sources other than a cellular phone carrier of the user with the identification number.