MOBILE PAYMENT PROCESSING SYSTEM AND METHOD THEREFOR

摘要

Provided is a mobile payment processing system and method. When making a payment request, an affiliated store terminal directly generates transaction identification (T-ID) information and provides the generated T-ID information to a mobile terminal, and a user of the mobile terminal can use a rapid mobile payment service since the payment can be processed without waiting a response signal of a payment processing server receiving a payment request signal. Further, since user datagram protocol (UDP) communication is performed between the affiliated store terminal and a payment processing result notification server while a mobile payment is performed, the payment processing result notification server and the affiliated store terminal are provided so as to directly inquire a transaction state in the affiliated store terminal when the payment is completed by the mobile terminal.

主权项

1. An affiliated store terminal, comprising:
a transaction identification information generation unit configured to generate transaction identification (T-ID) information based on payment-related information; a transaction identification information provision unit configured to provide the T-ID information generated by the transaction identification information generation unit so that a mobile terminal recognizes; a payment request transmission unit configured to transmit a payment request signal including the payment-related information or the T-ID information to a payment processing server, and receive a payment request response signal including the T-ID information from the payment processing server; a payment approval confirmation request unit configured to transmit a user datagram protocol (UDP) packet including the T-ID information to a payment processing result notification server when receiving the payment request response signal, and receive a first response signal from the payment processing result notification server; and a payment approval confirmation unit configured to receive a UDP packet for a payment processing result notification including the T-ID information from the payment processing result notification server, and when receiving the UDP packet for the payment processing result notification, transmit a second response signal to the payment processing result notification server, and transmit a transaction state inquiry signal to the payment processing server, wherein, when transmitting the payment-related information to the payment processing server, the payment request transmission unit receives the payment request response signal including the T-ID information generated by the payment processing server based on the payment-related information from the payment processing server.