| 主权项 |
1. A computer-implemented method for adjusting a life insurance premium for an adult, the method comprising the steps of:
determining a metabolic stress measurement for a human individual; inputting, into a computer, the metabolic stress measurement; calculating, using the computer, a theoretical adult lifespan (τtheory) using the metabolic stress measurement, wherein the theoretical adult lifespan is not directly related to a mass of the human individual; adjusting, using the computer, a life insurance premium using the theoretical adult lifespan. |
