Wireless Data Communication Interface

摘要

In some embodiments, the rendering a financial transaction record in a second format includes converting a tokenized first item of financial transaction information to an account-specific item of financial transaction information using an account identifier associated with the tokenized first item in a registry stored in a secured account data vault. In some embodiments, the system includes a transaction execution module for transmitting in the second format the first item of financial transaction information for payment processing by the first external financial party, wherein the second format includes the financial transaction information using the account identifier associated with the tokenized first item in a registry stored in a secured account data vault, and transmitting in the third format the second item of financial transaction information for payment processing by the second external financial party.

主权项

1. A system for providing a wireless data communication interface, the system including:
one or more computers configured to implement by executing instructions on one or more processors a platform-agnostic wireless data communication system, wherein the wireless data system includes:
one or more receiving modules for
receiving over a wireless data communication channel a tokenized first item of financial transaction information from a customer mobile device presenting a customer-facing interface, andreceiving a second item of financial transaction information from a merchant-facing point-of-sale interface connected to the mobile device through the wireless data communication channel,a point of sale server for
rendering in a common internal format the first item of financial transaction information from the customer-facing interface, andrendering in the common internal format the second item of financial transaction information from the merchant-facing point-of-sale interface,a payment processing module for
rendering in a second format the first item of financial transaction information for payment processing by a first external financial party, whereinthe rendering in the second format includes converting the tokenized first item of financial transaction information to an account-specific item of financial transaction information using an account identifier associated with the tokenized first item in a registry stored in a secured account data vault, andrendering in a third format the second item of financial transaction information for payment processing by a second external financial party, anda transaction execution module for
transmitting in the second format the first item of financial transaction information for payment processing by the first external financial party, wherein the second format includes the financial transaction information using the account identifier associated with the tokenized first item in a registry stored in a secured account data vault, andtransmitting in the third format the second item of financial transaction information for payment processing by the second external financial party.