| 摘要 |
According to the present invention, an apparatus for integrally managing points comprises: an interface unit for communicating with a user terminal, a seller terminal, and an affiliated company server via a network; a database unit for matching at least one piece of card identification information corresponding to each piece of user identification information with point information corresponding to each piece of card identification information, and storing the matched pieces of information; a using point determination unit for searching for card identification information and point information corresponding to user identification information included in a point payment request when receiving the point payment request from the seller terminal, and determining at least one card identification information to use points according to a predetermine priority and points to be deducted by each piece of card identification information; and a payment processing unit for making a request to the affiliated company server, which performs payment processing of a corresponding card for the determined card identification information, to perform a payment for the points to be deducted. |
